Homebuying
Mortgage Points: What Are They?
What are mortgage points? Discover why mortgage points are a popular way to lower your mortgage interest rate. Explore how they work and their benefits.
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How Much Home Can I Afford?
Discover your home affordability with expert tips and an affordability calculator. Evaluate your finances and debt-to-income to find your ideal price range.
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Who Pays Closing Costs?
Learn who typically pays the closing costs during a home sale transaction, the buyer or the seller, and how these costs can be negotiated or financed if needed.
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Advantages of Adjustable-Rate Mortgages
An adjustable-rate mortgage provides an alternative option to the traditional fixed-rate mortgage. Here is everything you need to know about ARMs.
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What Are Closing Costs?
What are closing costs? Let's break down the various fees included in closing costs and discuss how you may be able to reduce your out-of-pocket obligations.
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What Is Escrow on a Mortgage?
Escrow is used to hold funds for property taxes, homeowners insurance, and other expenses related to your home. Learn more about escrow and how it works.
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What Does Contingent Mean in Real Estate?
Learn what contingent means in real estate and how different contingencies can affect a home sale. Understand your options during the buying or selling process.
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15-Year vs. 30-Year Fixed Mortgage
Find out the differences of a 15-year fixed mortgage vs. a 30-year fixed mortgage, compare pros and cons, and decide which one would be better for you.
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Buying a House with Bad Credit
Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Even if your credit history prevents you from securing a traditional mortgage, there are many loan programs available for those with less-than-stellar credit. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.
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What Are Seller Concessions?
Seller concessions can help buyers save money on closing costs, repairs, and more. Learn how seller concessions work and how to ask for them when buying a home.
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